What are the trends expected to drive fintech innovation in 2016? I am happy to publish, on behalf of Envestnet® | Yodlee®, the results of the second annual Global Fintech Influencer Survey.

Last year, we decided to ask 40 influencers what they thought of the fintech landscape of 2014, and collected their predictions for 2015. By the end of 2015, it was clear that the fintech industry had raced on beyond imagination! The amount of innovation and the sheer number of startups that came up in 2015 were astonishing. This year again, we attempt to capture the influencers’ thoughts on the highlights of 2015 and the predictions for 2016.

We asked the experts about the fintech firms that (they think) made the most impact in 2015.

We asked the experts to predict the three hottest fintech sectors in 2016.

Please read the full survey results here.